I have been using Maybank 2 Cards for a while.
It gives 5x points for Amex card as well as 5% cash back during weekend and 1x point for the Master card. Although I'm working in Singapore currently, but I still have some bills (Hp bills, insurance,donation) being auto credited monthly.
And I do some spending occasionally using my Amex card for maximum benefit (5% cash back and 5x points) on airline (Firefly, not Airasia), franchised restaurant (Sushi King, etc) and groceries (Parkson, Aeon, Watson) when I in Malaysia.
This is the second time I converted the reward points. I redeemed RM400 AEON vouchers this time. I like AEON vouchers as they do not have expiry date and I visit AEON 18 quite frequently when I back Ipoh. For Parkson vouchers, it required you to redeem at the outlet on the spot which is little bit troublesome to me.
So, perhaps a good motivation for me to shop for cny clothes :)
There are many credit cards out there, find one that suit you the most. It does help a lot with proper control and discipline. Just make sure you pay the bill on time. If not, hmmm the interest may kill you :)